well, i sucked it up and did it today...i paid off my almost-maxed-out credit card. in full.
i was so unbelievably broke at the end of the semester and the beginning of the summer that i'm glad i had that card...but now that balance is out of my hair. paid off. AND IT FEELS GOOD.
from here on out, i'm paying that fucker off every month, in full, unless i desperately can't.